The Canada Pension Plan (CPP) is a government-backed retirement plan that provides financial support to retired individuals in Canada. It is a valuable source of income for seniors and has specific benefits for those who are unable to work due to illness or disability. If you are a Canadian citizen or a permanent resident and have made contributions to the CPP during your working years, you are eligible to apply for CPP when you reach the age of 60. Here’s a step-by-step guide on how to apply for CPP:
1. Determine Your Eligibility: Before applying for CPP, it is important to determine if you meet the eligibility criteria. To be eligible for CPP, you must be at least 60 years of age and have made at least one valid contribution to the plan. If you are unsure of your contribution status, you can request a CPP statement of contributions from Service Canada.
2. Prepare Required Documents: To apply for CPP, you will need to provide certain documents such as your social insurance number, birth certificate, and proof of citizenship or permanent residency. You may also need to provide documents related to your work history, marriage, or previous CPP claims.
3. Choose Your Method of Application: There are three ways to apply for CPP – online, by mail, or in person at a Service Canada office. The most convenient and fastest way is to